I just got admitted to McGill University Canada in June 2004 for grad school, and I was overly elated. Then it remained how I was going to fund my education because the admission was with no funding whatsoever. I decided to take my chance because it was an opportunity of a life time to be admitted to an elite university, ranked 12 th in the world that time. I remember one of my friends who graduated 2 years after me from Lautech was already studying for his MSc in Canada and I wrote him an e-mail to loan me some money because I heard he was on scholarship – the response came back with a negative message. Initially, I did not understand why he could not loan me some money but after carefully considering his plight, I began to understand his situation. I understood better when I arrived in Canada and reality dawned on me. Life abroad is not a bed of roses as some would think back home – if you are not careful, you will go home empty handed. The situation is like what people descr...